Did you know? The value of your home contents could have risen by 40% since 1994. According to a recent study from the Centre for Economics and Business Research, a typical household's contents are now worth £44,447. If you added up the cost of replacing everything in your home you would be surprised at how it mounts up, which could leave you seriously under-insured in the event of a major claim.
 That's why at MORE TH>N we've taken a pro-active approach to this issue by automatically providing you with cover for up to £75,000 on Contents and up to £400,000 for Buildings cover.

According to a recent report in November 2005 by the Centre for Economics and Business Research, additional entertainment items in the majority households are estimated to cost in the region of £2,600. Such goods include a TV, video and / or DVD player, music system and a telephone. More and more homes are now purchasing plasma screen TVs which can add in the region of £2,000 to home contents.

In addition households continue to buy CDs and DVDs, continually adding value to their home. Based on an average household owning 125 CDs the replacement cost £1,500 at individual prices of around £12, whilst replacing 50 DVDs could cost up to £750.

When assessing the replacement value of home contents, many people do not consider the value of their wardrobe in terms of clothing. Replacing all the clothing, footwear and accessories of an average home is estimated to cost around £9,400.

In addition, the average household will have added value from items such as baby equipment which can add a further £1,250 whilst children’s toys could cost a further £900 to replace.

Make sure that you are not one of those who are underinsured. Take our MORE TH>N Contents Insurance and get the benefit of £75,000 cover as standard.